In today's agricultural business environment, there is an increasing need to purchase seeds, fertilisers or plant protection products today and pay for them after the harvest. That is why Eurosem, together with its partner banks, offers convenient lending programmes that allow farmers to invest in the future harvest without financial burden at the start of the season.
Loan from PrivatBank: 7 months at 0.01% per annum
Farmers can purchase Eurosem sunflower seeds on credit from PrivatBank for 7 months at 0.01% per annum. This is one of the most advantageous offers on the market, as the interest rate is virtually symbolic — the payment is almost equal to the cost of the seeds themselves.
What the farmer gets:
- minimum interest rate — only 0.01% per annum;
- financing for the entire sowing period — until harvest time;
- the opportunity to purchase any Eurosem sunflower hybrid.
Additional bonus:
Eurosem provides BOR for each hectare sown with seeds purchased on credit under the PrivatBank programme. This improves plant nutrition and increases yield potential without additional costs for the farmer.
PUMB: 7-month credit line at 0% per annum
Another advantageous programme is available thanks to our partnership with PUMB
. The bank provides farmers with a 7-month credit line at 0% per annum* for the purchase of Eurosem sunflower seeds.
This solution is particularly relevant for farms that seek to:
- obtain high-quality planting material without initial investment;
- plan expenses consistently throughout the season;
- distribute the financial burden until the harvest is sold.
Important!
* Eurosem compensates for interest for 7 months of credit use after full performance of the contract.
Therefore, the actual rate for the farmer is 0% for the entire period.
Why is this beneficial?
- the ability to purchase Eurosem hybrids at the right time without waiting for grain sales;
- preservation of working capital in the farm;
- support for farmers from two large banks at once;
- additional bonuses from Eurosem, including free boron per hectare.
How to apply for a loan?
- Choose a Eurosem sunflower hybrid.
- Contact a company representative or PrivatBank or PUMB directly.
- Submit a standard package of documents for agricultural lending.
- Obtain approval and sign the agreement.
- Receive seeds and bonuses from Eurosem.
Conclusion
The lending programmes from PrivatBank and PUMB give Ukrainian farmers the opportunity to purchase high-quality sunflower seeds without financial burden at the start of the season. Eurosem not only provides modern hybrids, but also supports farmers with bonuses and interest compensation. It is profitable, transparent and convenient.
A wise investment today means a high yield tomorrow.